Renovation Financing: Made Simple

Transform your home with $0 upfront costs through Jim Black's exclusive FreeModel partnership

Jim Black's Exclusive Partnership with FreeModel

Through strategic partnerships built over 23+ years, Jim offers exclusive access to FreeModel's revolutionary renovation financing—one of the most competitive pay-at-close programs available. This means better terms, faster approvals, and white-glove service you won't find elsewhere.

 

 

Learn more about FreeModel below.

About FreeModel:

Jim's Strategic Renovation Partner

Transforming Homes Without Upfront Costs
 
FreeModel is a revolutionary home renovation platform that allows homeowners to upgrade their properties with zero out-of-pocket expenses. Unlike traditional renovation loans, FreeModel handles everything from design to contractor coordination, all while deferring payment until your home sells or refinances.
Why Jim Partnered with FreeModel
 
After 23+ years in the mortgage industry, Jim chose FreeModel because they:
 
✓ Eliminate Financial Barriers - No upfront costs or monthly payments
✓ Deliver Proven Results - Renovations typically return 2-3x t
How It Works

1. Free consultation to assess your home's potential
2. Custom renovation plan for maximum ROI
3. Professional execution by vetted contractors
4. Pay only when your home sells

Learn more about FreeModel: www.freemodel.com
 
 
Ready to get started?
Contact Jim Black for a free consultation and custom renovation budget.

FreeModel Case Study

Redwood2before

BEFORE

This was a project in Redwood City, a home originally valued at $1,700,000.  After renovations totaling $48,000, they were able to sell for $2,150,000! 

 

This resulted in:  

301,872 Profit

204% Return

redwood2after

AFTER

To the kitchen alone, the following was done:

 

Installed four can lights with a new dimmer, Installed three new plugs in new kitchen cabinet area, installed cabinets & hardware, installed tile on the floor, installed undermount sink & faucet, installed new row of cabinets, hardware and countertop, installed disposal and air switch, installed countertops, installed backsplash, installed range, installed extractor fan, installed microwave, installed refrigerator (including water hook-up), installed dishwasher, 5 new circuits installed based on the new kitchen layout, Plug outlets relocated

 

All planned and executed by the FreeModel Team!

Why Homeowners Love This Renovation Program

💰

Maximize Your Profit

Strategic renovations are designed to increase your home’s value and maximize your return when you sell.

🚫

No Upfront Costs

Pay-at-close financing lets you renovate now and pay later. All costs are deferred until your home sells.

😌

Hassle-Free Process

Your dedicated local project director manages everything from start to finish so you can focus on your move.

Comprehensive Service

From custom designs to full-scale remodels, every detail is handled,  including painting, flooring, kitchens, baths, and landscaping.

When you’re ready, getting pre-approved takes just a few minutes and will not impact your credit.

Simple Steps to Fund Your Renovation

1️⃣ Plan Your Project

 

 

Decide which upgrades will add the most value.

2️⃣ Get

Pre-Approved

 

 

Jim helps you unlock the funds you need upfront.

3️⃣ Complete the Renovation

 

 

Your contractor brings the vision to life.

4️⃣ Pay Later

 

 

 

 

Repay when you sell or refinance your home.

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Get Your

Renovation Budget

Pre-approval reveals exactly how much you can invest in renovations with $0 upfront. Most homeowners are surprised by how much they qualify for, and how quickly the process moves.        

 

 

No credit check | Free consultation | No obligation

FAQ's 

Q: What is pay-at-close renovation financing?

A: It's a financing solution that allows you to complete renovations on your home with $0 upfront costs. All renovation expenses (including materials, labor, and project management) are paid when your home sells or when you refinance. You make no monthly payments during the renovation period.

Q: How is this different from a traditional renovation loan like FHA 203(k)?

Q: How do I know if I qualify?

Q: Are there any upfront fees?

Q: What types of renovations are covered?

Q: How long does the renovation take?

Q: How much value will renovations add to my home?

Q: Why should I work with Jim for renovation financing?

Q: What if my home doesn't sell within a certain timeframe?

Start Your Home Upgrade Today.

Get pre-approved in minutes and take the first step toward a more valuable home.