Renovation Financing: Made Simple
Transform your home with $0 upfront costs through Jim Black's exclusive FreeModel partnership

About FreeModel:
Jim's Strategic Renovation Partner
✓ Deliver Proven Results - Renovations typically return 2-3x t
1. Free consultation to assess your home's potential
2. Custom renovation plan for maximum ROI
3. Professional execution by vetted contractors
4. Pay only when your home sells
Learn more about FreeModel: www.freemodel.com
FreeModel Case Study
BEFORE
This was a project in Redwood City, a home originally valued at $1,700,000. After renovations totaling $48,000, they were able to sell for $2,150,000!
This resulted in:
301,872 Profit
204% Return
AFTER
To the kitchen alone, the following was done:
Installed four can lights with a new dimmer, Installed three new plugs in new kitchen cabinet area, installed cabinets & hardware, installed tile on the floor, installed undermount sink & faucet, installed new row of cabinets, hardware and countertop, installed disposal and air switch, installed countertops, installed backsplash, installed range, installed extractor fan, installed microwave, installed refrigerator (including water hook-up), installed dishwasher, 5 new circuits installed based on the new kitchen layout, Plug outlets relocated
All planned and executed by the FreeModel Team!
Why Homeowners Love This Renovation Program
💰
Maximize Your Profit
Strategic renovations are designed to increase your home’s value and maximize your return when you sell.
🚫
No Upfront Costs
Pay-at-close financing lets you renovate now and pay later. All costs are deferred until your home sells.
😌
Hassle-Free Process
Your dedicated local project director manages everything from start to finish so you can focus on your move.
✅
Comprehensive Service
From custom designs to full-scale remodels, every detail is handled, including painting, flooring, kitchens, baths, and landscaping.
When you’re ready, getting pre-approved takes just a few minutes and will not impact your credit.
Simple Steps to Fund Your Renovation
1️⃣ Plan Your Project
Decide which upgrades will add the most value.
2️⃣ Get
Pre-Approved
Jim helps you unlock the funds you need upfront.
3️⃣ Complete the Renovation
Your contractor brings the vision to life.
4️⃣ Pay Later
Repay when you sell or refinance your home.
Get Your
Renovation Budget
Pre-approval reveals exactly how much you can invest in renovations with $0 upfront. Most homeowners are surprised by how much they qualify for, and how quickly the process moves.
No credit check | Free consultation | No obligation
FAQ's
Q: What is pay-at-close renovation financing?
A: It's a financing solution that allows you to complete renovations on your home with $0 upfront costs. All renovation expenses (including materials, labor, and project management) are paid when your home sells or when you refinance. You make no monthly payments during the renovation period.
Q: How is this different from a traditional renovation loan like FHA 203(k)?
Q: How do I know if I qualify?
Q: Are there any upfront fees?
Q: What types of renovations are covered?
Q: How long does the renovation take?
Q: How much value will renovations add to my home?
Q: Why should I work with Jim for renovation financing?
Q: What if my home doesn't sell within a certain timeframe?


